What is Revenge Porn? Revenge porn laws protect against the distribution of sexually explicit images or videos of an individual without their consent. Revenge porn, also known as non-consensual pornography, often happens when a person shares sexually explicit content, such as nude or sexually suggestive photographs or videos of their partner or ex-partner with the … Read more
A cease and desist letter is a used to request that a creditor or debt collector stop contacting you to collect the debt. Sending a cease and desist letter can be effective at stopping unwanted communications from a debt collector. Under the Fair Debt Collection Practices Act (FDCPA), a debt collector is prohibited from contacting … Read more
Drafting an answer to a debt collection lawsuit is a scary proposition for most people—especially those who have not gone through the process before. While some debtors can’t afford an attorney, the reality is that you actually have some very powerful legal rights when it comes to dealing with debt collectors. This article discusses some … Read more
The Internet has several websites under the Consumer Daily banner that each purport to provide consumers with real strategies and tips to save money. Are these websites consumer-friendly? Are these websites helpful? The answer to both questions is an unequivocal and resounding NO. The Consumer Daily review websites purporting to be news or unbiased review … Read more
The local news recently reported that a new telephone scam is running in Utah. The telephone scam is not actually new at all but does raise the point that consumers need to be aware of these telephone scams and how to fight back. Here are a few tips to avoid becoming a victim of a … Read more
Americans lose an estimated $40 billion each year to telephone scams. The simple fact is that if something sounds too good to be true, it probably is a scam. There are many forms of telephone fraud but here are a few of the most common. Travel Offers Travel offers by telephone are a major area … Read more
Identity theft is targeting younger victims and still a growing crime according to the Consumer Sentinel Network Data Book, recently released by the Federal Trade Commission. Not surprisingly, the age of the victims is dropping each year as younger consumers increasingly shop online without properly protecting their personal information. It seems the younger generation, though … Read more
How to report identity theft. It only takes a few simple steps to report identity theft and clear up your good name and end the devastating financial and emotional harm caused by identity theft. Step One Set an initial fraud alert with at least one of the three major credit bureaus. Only one is needed … Read more
Identity theft is one of the fastest growing crimes in history but it is relatively easy to prevent identity theft in most cases. Millions of consumers fall victim to it every year and regrettably, the effects of identity theft are significant. Many victims of identity theft are so traumatized they often report symptoms of mental … Read more
It can be hard to get a refund for something you bought that doesn’t work or doesn’t do what the salesman said it would do. The good news is that it is often easier than you might think to get a refund. Here are step-by-step instructions that will work in many situations. In more complicated situations … Read more
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