Can Debt Collectors Call Your Family to Collect the Debt

debt collecotr call your family

Whether it is legal for debt collectors to call your family members is a complicated question. Generally, debt collectors may not call your family. They cannot collect the debt from your family or disclose the details of the debt to your family. It is legal in some situations when debt collectors call your family. Collection … Read more

Ultimate Guide to the Debt Collection Statute of Limitations in Utah

Ultimate Guide to Utah Debt Collection Statute of Limitations

How long does a creditor have to collect a debt in Utah? In Utah, the statute of limitations for a written agreement is generally six years. The statute of limitations for a verbal contract is four years. Installment accounts such as store charge accounts for goods, or open accounts for work, labor, services, or materials … Read more

How to Respond to a Debt Collection Lawsuit

Utah FDCPA Statute

Receiving a Summons and Complaint for a debt collection lawsuit can be a scary or stressful event. Don’t fret it. A few simple steps are all you need to defend yourself and slow down the collection process. It can be confusing to figure out how to respond to a debt collection lawsuit but here are … Read more

Ultimate Guide to Handling a Debt Collection Agency

Debt Collection Agency List

What is a Debt Collection Agency A debt collection agency is a company that is either hired to collect debt on behalf of someone else or it is a debt buyer who purchases bad debts for collections. They use the mail, telephone, Internet, email, text messaging and other methods of communications and information gathering to … Read more

How to File an FDCPA Complaint

FDCPA Lawsuit Strategies

I recently read a disturbing article online that attempted to explain how the average person can and should file an FDCPA complaint against debt collectors under the Fair Debt Collection Practices Act. At the risk of offending the author—that is complete and utter nonsense. Do Not File an FDCPA Complaint You should never file an … Read more

Worker’s Compensation Debt Collection

Utah Worker's Compensation Debt Collection

Under the Utah Worker’s Compensation Act, debt collection agencies are not allowed to collect worker’s compensation medical debts from injured workers. Instead, worker’s compensation insurance is required to pay. This is true under the Fair Debt Collection Practices Act as well. Worker’s Compensation Medical Collection Efforts Work injuries are tragic. To make matters worse for … Read more

Ten Essential Tips to Creating an Effective Identity Theft Report

Identity Theft Report

Conclusion Clearing up your credit and stopping debt collections of fraudulent accounts can be time-consuming, confusing, and frustrating. It can also be risky. You must swear under oath and penalty of perjury you had nothing to do with the fraud, did not authorize the fraud, and did not benefit from the fraudulent charges. Following these … Read more

Midland Credit Management “Final Notice” Letters

If you have received a collection letter or series of collection letters from Midland Credit Management, Midland Funding, or any other company that make false legal threats or deceptive representations you can fight back. Midland Credit Management, Midland Funding, and other related companies are blanketing the country with threats and statements that are sometimes false. … Read more

Stop Debt Collectors from Seizing your Coronavirus Stimulus Payment

Coronavirus Stimulous Payment Seizure

Debt collectors are eager to take your Coronavirus stimulus payment. In many cases they will seek to garnish the stimulus money right from your bank account. Congress has not entered any legislation to protect these payments from seizures by debt collectors but there are still a few ways to protect your Covid-19 stimulus payment. Get … Read more



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