Worker’s Compensation Debt Collection

Utah Worker's Compensation Debt Collection

Under the Utah Worker’s Compensation Act, debt collection agencies are not allowed to collect worker’s compensation medical debts from injured workers. Instead, worker’s compensation insurance is required to pay. This is true under the Fair Debt Collection Practices Act as well. Worker’s Compensation Medical Collection Efforts Work injuries are tragic. To make matters worse for … Read more

Ten Essential Tips to Creating an Effective Identity Theft Report

Identity Theft Report

Stopping collections and credit reporting of fraudulent accounts can be a difficult and time-consuming process. There are steps you can take however to protect your credit reports and prevent lawsuits against you for debt you don’t owe. Follow these ten essential tips to simplify the process of creating and using an effective Identity Theft Report … Read more

Midland Credit Management “Final Notice” Letters

If you have received a collection letter or series of collection letters from Midland Credit Management, Midland Funding, or any other company that make false legal threats or deceptive representations you can fight back. Midland Credit Management, Midland Funding, and other related companies are blanketing the country with threats and statements that are sometimes false. … Read more

Stop Debt Collectors from Seizing your Coronavirus Stimulus Payment

Coronavirus Stimulous Payment Seizure

Debt collectors are eager to take your Coronavirus stimulus payment. In many cases they will seek to garnish the stimulus money right from your bank account. Congress has not entered any legislation to protect these payments from seizures by debt collectors but there are still a few ways to protect your Covid-19 stimulus payment. Get … Read more

Debt Statute of Limitations in Utah

Statute of Limitations on Debt

By law, a statute of limitations prohibits collection agencies from suing you for old debts. The limitation period varies for different kinds of debt and can be re-started under certain circumstances so never assume a debt collector is barred from collecting a debt under the statute of limitations simply because the applicable time period has … Read more

Stop Identity Fraud Debt Collections

Identity fraud can be financially and emotionally devastating. According to some studies, victims of identity theft suffer the same emotional harm suffered by victims of violent crime. Even those that don’t, still suffer from devastating financial loss and a massive consumption of time to repair the damage done to their credit. Here are a few … Read more

Identity Fraud Reaches Record High Numbers

Identity fraud increased 16 percent in 2016 with a record 15.4 million Americans falling prey to one form of identity theft or another according to the new 2017 Identity Fraud Study from Javelin Strategy & Research. The total amount stolen in 2016 also increased to $16 billion dollars. Card-not-present online fraud saw the biggest increase … Read more



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