What is Revenge Porn? Revenge porn laws protect against the distribution of sexually explicit images or videos of an individual without their consent. Revenge porn, also known as non-consensual pornography, often happens when a person shares sexually explicit content, such as nude or sexually suggestive photographs or videos of their partner or ex-partner with the … Read more
A debt validation letter is a written request to a debt collector for information about a debt that they claim you owe. Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request verification of a debt before you are required to pay it. In a debt validation letter, you can request … Read more
A cease and desist letter is a used to request that a creditor or debt collector stop contacting you to collect the debt. Sending a cease and desist letter can be effective at stopping unwanted communications from a debt collector. Under the Fair Debt Collection Practices Act (FDCPA), a debt collector is prohibited from contacting … Read more
If you are being sued by a debt collector, it is important to take the lawsuit seriously and respond in a timely manner. Failure to respond to a lawsuit can result in a default judgment being entered against you. That means the debt collector would be able to obtain a court order garnishing your wages … Read more
Defending yourself in court against debt collectors can be scary and complicated. But it doesn’t have to be hard. Follow a few easy steps and you can answer a civil summons for a credit card debt, medical bill, or other similar collection with confidence. How to answer a summons for debt collection The first step … Read more
It only takes a few simple steps to report identity theft. Act now to clear up your good name, repair your credit reports, stop additional fraud, and end the devastating financial and emotional harm caused by credit card fraud and other financial crimes. What is identity theft Identity theft is the fraudulent procurement of your … Read more
Drafting an answer to a debt collection lawsuit is a scary proposition for most people—especially those who have not gone through the process before. While some debtors can’t afford an attorney, the reality is that you actually have some very powerful legal rights when it comes to dealing with debt collectors. This article discusses some … Read more
Negotiating payments with a collection agency does not have to be complicated. Start by carefully thinking through the situation. In many cases negotiating a payment plan or settlement offer is easier with a debt collector than it would be with the original creditor. Sometimes it helps to explain your financial situation if you are truly … Read more
If you are researching how to write an answer to a debt collection lawsuit using a template or examples for your own lawsuit, stop now. Hire a trial lawyer instead. Online examples or templates of an answer to a debt collection lawsuit can be instructive or educational. Using one in the real world, however, is … Read more
Whether it is legal for debt collectors to call your family members is a complicated question. Generally, debt collectors may not call your family. They cannot collect the debt from your family or disclose the details of the debt to your family. It is legal in some situations when debt collectors call your family. Collection … Read more
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