How to Respond to a Debt Collection Lawsuit

Utah FDCPA Statute

Receiving a Summons and Complaint for a debt collection lawsuit can be a scary or stressful event. Don’t fret it. A few simple steps are all you need to defend yourself and slow down the collection process. It can be confusing to figure out how to respond to a debt collection lawsuit but here are … Read more

How to File an FDCPA Complaint

FDCPA Lawsuit Strategies

I recently read a disturbing article online that attempted to explain how the average person can and should file an FDCPA complaint against debt collectors under the Fair Debt Collection Practices Act. At the risk of offending the author—that is complete and utter nonsense. Do Not File an FDCPA Complaint You should never file an … Read more

Debt Statute of Limitations in Utah

Statute of Limitations on Debt

By law, a statute of limitations prohibits collection agencies from suing you for old debts. The limitation period varies for different kinds of debt and can be re-started under certain circumstances so never assume a debt collector is barred from collecting a debt under the statute of limitations simply because the applicable time period has … Read more

Business Consumer Complaints

Every year consumers file business consumer complaints in droves. The FTC receives millions of consumer affairs complaints every year. In Utah, the attorney general also receives thousands of similar consumer affairs complaints. Other consumer bureaus receive complaints each year in similar numbers. The shocking part of this story is not how many consumer complaints are … Read more

How to Sue in Small Claims Court

Small claims court is often the best option available to enforce your rights against a deceptive or abusive company. Filing fees are much lower than in higher courts and the procedural and evidentiary rules are relatively relaxed and simple. Indeed, the small claims court judges themselves will typically apply the rules appropriately and fairly and … Read more



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