What is a cease and desist letter

debt collecotr call your family

A cease and desist letter is a used to request that a creditor or debt collector stop contacting you to collect the debt. Sending a cease and desist letter can be effective at stopping unwanted communications from a debt collector. Under the Fair Debt Collection Practices Act (FDCPA), a debt collector is prohibited from contacting … Read more

7 Examples of Affirmative Defenses in Answer to a Debt Collection Lawsuit

Example affirmative defenses when answering a debt collection lawsuit

Drafting an answer to a debt collection lawsuit is a scary proposition for most people—especially those who have not gone through the process before. While some debtors can’t afford an attorney, the reality is that you actually have some very powerful legal rights when it comes to dealing with debt collectors. This article discusses some … Read more

Stop Debt Collectors from Seizing your Coronavirus Stimulus Payment

Coronavirus Stimulous Payment Seizure

Debt collectors are eager to take your Coronavirus stimulus payment. In many cases they will seek to garnish the stimulus money right from your bank account. Congress has not entered any legislation to protect these payments from seizures by debt collectors but there are still a few ways to protect your Covid-19 stimulus payment. Get … Read more

Stop Debt Collector Calls at Work

Are you getting debt collector calls at work? You might be surprised how easy it is to stop debt collector calls at work. Why You Get Debt Collector Calls at Work It is a common practice among debt collectors and collection attorneys to call consumers at work to collect debt. The reason they do so … Read more

How to Sue Debt Collectors: Tricks and Traps

So you want to a sue debt collector? Suing debt collectors is not as easy as it sounds. There are numerous pitfalls and barriers that can trap unwary consumers. The first issue to be concerned about when suing a debt collector or collection agency is whether or not you have a good case. Debt collectors … Read more



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