Identity theft is targeting younger victims and still a growing crime according to the Consumer Sentinel Network Data Book, recently released by the Federal Trade Commission. Not surprisingly, the age of the victims is dropping each year as younger consumers increasingly shop online without properly protecting their personal information. It seems the younger generation, though … Read more
How to report identity theft. It only takes a few simple steps to report identity theft and clear up your good name and end the devastating financial and emotional harm caused by identity theft. Step One Set an initial fraud alert with at least one of the three major credit bureaus. Only one is needed … Read more
Identity theft is one of the fastest growing crimes in history but it is relatively easy to prevent identity theft in most cases. Millions of consumers fall victim to it every year and regrettably, the effects of identity theft are significant. Many victims of identity theft are so traumatized they often report symptoms of mental … Read more
We previously discussed a few common credit repair scams but believe it or not, there are additional deceptive or fraudulent acts in the credit repair world to be cautious about. Purposely Delaying the Credit Repair Process Most credit repair companies charge monthly fees which encourages them to work slowly or inefficiently. The simple fact is … Read more
You may be surprised to know that there are many common types of scams in the credit repair industry. Under federal law any deceptive or fraudulent act by a credit repair organization is considered a credit repair scam but other acts can also be unlawful. Many states also have similar prohibitions. Deceptive Representations The most … Read more
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