What is Revenge Porn? Revenge porn laws protect against the distribution of sexually explicit images or videos of an individual without their consent. Revenge porn, also known as non-consensual pornography, often happens when a person shares sexually explicit content, such as nude or sexually suggestive photographs or videos of their partner or ex-partner with the … Read more
Identity fraud increased 16 percent in 2016 with a record 15.4 million Americans falling prey to one form of identity theft or another according to the new 2017 Identity Fraud Study from Javelin Strategy & Research. The total amount stolen in 2016 also increased to $16 billion dollars. Card-not-present online fraud saw the biggest increase … Read more
Today the Consumer Financial Protection Bureau released its recently completed Consumer Experiences with Debt Collection survey. The survey provides a comprehensive insight into consumer experiences with debt collection activity which occurs when a debt collector, collection attorney, or collection agency contacts consumers to collect unpaid debts. These debts include various past due loan and bill … Read more
Identity theft protection services company LifeLock® has been in trouble for deceptive practices and misleading consumers in the past but lately have been taking even more heat than before. In 2010, LifeLock entered into a settlement agreement with the Federal Trade Commission after it was accused of making false claims regarding the effectiveness of its … Read more
If you owe JPMorgan Chase for a zombie debt or if Portfolio Recovery, LVNV Funding, Midland Funding, or other junk debt buyer has filed a lawsuit against you to collect a Chase debt, you may be able to get your lawsuit thrown out of court. On July 8, 2015, the Consumer Financial Protection Bureau … Read more
Understanding your credit rating is critical to sound financial management. Your credit score is a direct reflection of how well you manage debt. It impacts interest rates, lending decisions, employment possibilities, and even whether or not you can obtain an insurance policy. Five components used to calculate your FICO Score FICO Scores are based on … Read more
The FTC recommends do it yourself credit repair for many reasons. In some ways we agree but, in most cases, hiring a credit repair attorney may be a better solution. Time and Cost of Do It Yourself Credit Repair Consumers who engage in do it yourself credit repair may save a little money over consumers … Read more
If you want to stop robocalls the easy way, don’t hang up as advised by the FTC. The best way to stop robocalls is to follow these easy steps and make the robocaller pay you up to $1500.00 per illegal call. Get on the Do-Not-Call Registry First, get your number on the do-not-call registry. No, … Read more
When is suing a debt collector for $7500 a bad idea? When you have substantially higher damages of course. Unfortunately, the Consumerist website has posted an article congratulating a consumer for suing a debt collector in small claims court and winning $7500. Keep reading to find out why that $7500 award for suing a debt … Read more
Online complaints and reviews about Mortgage Investors Corporation (MIC) are not looking very good for the well-known mortgage company. Indeed, a lot of consumers feel abused by Mortgage Investors’ heavy-handed sales tactics. Other websites including reviews on the the BBB confirm consumers seemingly widespread attitude about MIC. Mortgage Investors Do Not Call Registry Complaints One … Read more
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