7 Examples of Affirmative Defenses in Answer to a Debt Collection Lawsuit

Example affirmative defenses when answering a debt collection lawsuit

Drafting an answer to a debt collection lawsuit is a scary proposition for most people‚ÄĒespecially those who have not gone through the process before. While some debtors can’t afford an attorney, the reality is that you actually have some very powerful legal rights when it comes to dealing with debt collectors. This article discusses some … Read more

Ultimate Guide to the Debt Collection Statute of Limitations in Utah

Ultimate Guide to Utah Debt Collection Statute of Limitations

A statute of limitations is a law that limits the amount of time a party to a lawsuit has for asserting specific claims. The length of time allowed is different depending on the claims asserted and the state law governing the case. How long does a creditor have to collect a debt in Utah? In … Read more

Stop Debt Collectors from Seizing your Coronavirus Stimulus Payment

Coronavirus Stimulous Payment Seizure

Debt collectors are eager to take your Coronavirus stimulus payment. In many cases they will seek to garnish the stimulus money right from your bank account. Congress has not entered any legislation to protect these payments from seizures by debt collectors but there are still a few ways to protect your Covid-19 stimulus payment. Get … Read more

FDCPA Money Damages for Unfair Debt Collections

FDCPA actual damages motetary awards

When a debt collector violates your rights by engaging in unfair debt collection practices you can sue it to stop the harassment or abuse and, in many cases, recover monetary damages under the FDCPA from the abusive collector.  Although debt relief is not an available remedy under the Fair Debt Collection Practices Act (FDCPA), four … Read more

How to Sue Debt Collectors: Tricks and Traps

So you want to a sue debt collector? Suing debt collectors is not as easy as it sounds. There are numerous pitfalls and barriers that can trap unwary consumers. The first issue to be concerned about when suing a debt collector or collection agency is whether or not you have a good case. Debt collectors … Read more



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