Ultimate Guide to the Debt Collection Statute of Limitations in Utah

Ultimate Guide to Utah Debt Collection Statute of Limitations

How long does a creditor have to collect a debt in Utah? In Utah, the statute of limitations for a written agreement is generally six years. The statute of limitations for a verbal contract is four years. Installment accounts such as store charge accounts for goods, or open accounts for work, labor, services, or materials … Read more

How to Respond to a Debt Collection Lawsuit

Utah FDCPA Statute

Receiving a Summons and Complaint for a debt collection lawsuit can be a scary or stressful event. Don’t fret it. A few simple steps are all you need to defend yourself and slow down the collection process. It can be confusing to figure out how to respond to a debt collection lawsuit but here are … Read more

Ultimate Guide to Handling a Debt Collection Agency

Debt Collection Agency List

What is a Debt Collection Agency A debt collection agency is a company that is either hired to collect debt on behalf of someone else or it is a debt buyer who purchases bad debts for collections. They use the mail, telephone, Internet, email, text messaging and other methods of communications and information gathering to … Read more

How to File an FDCPA Complaint

FDCPA Lawsuit Strategies

I recently read a disturbing article online that attempted to explain how the average person can and should file an FDCPA complaint against debt collectors under the Fair Debt Collection Practices Act. At the risk of offending the author—that is complete and utter nonsense. Do Not File an FDCPA Complaint You should never file an … Read more

Stop Debt Collectors from Seizing your Coronavirus Stimulus Payment

Coronavirus Stimulous Payment Seizure

Debt collectors are eager to take your Coronavirus stimulus payment. In many cases they will seek to garnish the stimulus money right from your bank account. Congress has not entered any legislation to protect these payments from seizures by debt collectors but there are still a few ways to protect your Covid-19 stimulus payment. Get … Read more

Debt Statute of Limitations in Utah

Statute of Limitations on Debt

By law, a statute of limitations prohibits collection agencies from suing you for old debts. The limitation period varies for different kinds of debt and can be re-started under certain circumstances so never assume a debt collector is barred from collecting a debt under the statute of limitations simply because the applicable time period has … Read more

Identity Fraud Reaches Record High Numbers

Identity fraud increased 16 percent in 2016 with a record 15.4 million Americans falling prey to one form of identity theft or another according to the new 2017 Identity Fraud Study from Javelin Strategy & Research. The total amount stolen in 2016 also increased to $16 billion dollars. Card-not-present online fraud saw the biggest increase … Read more



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