Parking Solutions, a Salt Lake City, Utah based company, issues tickets and immobilizes vehicles for various businesses around the Salt Lake valley. In some of these cases, they are doing so illegally. If they booted you without just cause you may want to file a complaint with the Utah Department of Commerce Division of Consumer … Read more
Identity fraud increased 16 percent in 2016 with a record 15.4 million Americans falling prey to one form of identity theft or another according to the new 2017 Identity Fraud Study from Javelin Strategy & Research. The total amount stolen in 2016 also increased to $16 billion dollars. Card-not-present online fraud saw the biggest increase … Read more
Ultimate Credit Score Guide from Eric Stephenson Understanding your credit score and what factors impact that score are crucial tools for building a healthy credit rating. Your credit score determines how much you will pay in interest rates to borrow money or even whether you will even get financing in the first place. Credit reports … Read more
If you owe JPMorgan Chase for a zombie debt or if Portfolio Recovery, LVNV Funding, Midland Funding, or other junk debt buyer has filed a lawsuit against you to collect a Chase debt, you may be able to get your lawsuit thrown out of court. On July 8, 2015, the Consumer Financial Protection Bureau … Read more
Identity theft is an increasingly common occurrence in Utah. If you are a victim one important tool you have to protect you from future theft of your accounts is the ability to freeze credit reports. The credit report freeze can be quite effective in preventing the thief from opening new accounts in your name. What … Read more
Understanding your credit rating is critical to sound financial management. Your credit score is a direct reflection of how well you manage debt. It impacts interest rates, lending decisions, employment possibilities, and even whether or not you can obtain an insurance policy. Five components used to calculate your FICO Score FICO Scores are based on … Read more
Fake debt collection call scams are becoming a serious problem for consumers across the country. Some of these calls are from collection agencies collecting actual debt but many of these calls are fake. Our investigations have shown that many of these fake collector calls originate after a consumer applies for a payday loan online or … Read more
Credit report errors are far too common. Indeed, studies suggest that as many as 25 percent of credit reports could contain serious errors. The most common errors are identity errors, incorrect account information, and fraudulent accounts. There are certainly many other kinds of errors but these are the most prevalent. Identity Errors Identity errors occur … Read more
Identity theft debt collection causes millions of Americans undue financial and emotional hardship every year. Debt collectors can be ruthless in their efforts to collect debt and are often skeptical and unsympathetic when a consumer claims to be a victim of identity theft. Restoring your credit after your identity is stolen can take time, money, … Read more
Bill Gephardt posted an article on KSL warning consumers of the dangers of buying a used car. Gephardt’s warning arises mostly because Utah has no lemon law that applies to the purchase of a used car. Buyer beware is the watchword. Gephardt is right that if you purchase a used car and its engine explodes … Read more
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